www.salliemae.com/smartoption - Guide to Apply for Sallie Mae Smart Option Student Loan

SLM Corporation is a holding organization. The Company’s essential business is to start and administration credits it makes to understudies and their families to fund the expense of their instruction. The Company is a sparing, arranging and paying for school organization. It is occupied with starting and adjusting Private Education Loans it makes to understudies and their families. It utilizes Private Education Loans to mean instruction advances to understudies or their families that are not made, protected or ensured by any state or central government.

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It additionally works Upromise, Inc., a customer reserve funds organize that gives money related compensations on ordinary buys to assist families with putting something aside for school. Its Private Education Loans that it claims or administrations are begun and subsidized by its auxiliary, Sallie Mae Bank (the Bank). Its administrations incorporate assets committed to help clients with needs and raised requests. It gives access to a free online grant database, which incorporates data about grants.

The structure and tasks of Sallie Mae have changed definitely since its founding.Congress set up the Student Loan Marketing Association—all the more generally known as “Sallie Mae”— in 1972. As a GSE, it was enabled to buy governmentally ensured understudy credits from banks utilizing Treasury reserves, however it would in the end create enough cash-flow to do as such all alone. By making an auxiliary market for these commitments, the association furnished manages an account with an increasingly dependable wellspring of financing with which to make new credits.

Some important notes on Sallie Mae

When an administration supported undertaking, Sallie Mae is presently a traded on an open market organization that is recorded on the Nasdaq.
The association centers around direct understudy advances, having spun off its advance overhauling business and obligation assortment unit.
Sallie Mae is the biggest private schooling advance supplier in the U.S., with $20.3
billion in remarkable understudy advances as of December 2018.

The present Sallie Mae is by a wide margin the biggest supplier of private schooling advances in the United States, with $20.3 billion of these advances extraordinary as of December 2018. Notwithstanding its job as an understudy advance supplier, the association likewise works the Upromise program.

Sallie Mae assists families with putting something aside for school by giving money back remunerations when they shop at select online retailers and eateries or when they utilize the Upromise Mastercard. It likewise works an online bank that offers storehouse accounts and gives individual credits.

Services of Sallie Mae

College Planning Tools
Private student loans,
K-12 education loans,
College savings plans,
Insurance Plans

The rates of Sallie Mae Smart Option Student Loan

APR is 2.00%
Fixed rate is 4.74% APR

How to apply for Sallie Mae Smart Option Student Loan

To apply go to, www.salliemae.com/smartoption

Here, at the middle right side tap on, ‘Apply for a loan’.

Here choose from,

Student
Cosigner
Parent or sponsor

For student choose your program

Choose your state
Choose the name of the school from that area
For graduate or more advanced degree, you have to choose the degree.
Here, also you have to choose the state and school.

After this you need to follow the prompts to apply for the loan.

The same process will be followed for parent or sponsor and cosigner.

Register with Sallie Mae

To register go to, www.salliemae.com/smartoption

Here, at the upper right side tap on, ‘Log in’.

On the next prompted page at the middle left you will get the login blanks, under that tap on, ‘Create an online account’. Here provide,

Username
Password
Read the terms
Then, tap on, ‘Continue’.

Login with Sallie Mae

To login visit, www.salliemae.com/smartoption

Here, at the upper right side tap on, ‘Log in’.

On the next prompted page at the middle left you will get the login blanks, here input,

Username
Password
Then, tap on, ‘Log in’.

Login info

If you need login info while logging in, go to, www.salliemae.com/smartoption

Here, at the login page tap on, ‘Forgot your username?’, then provide,

Here choose from SSN or customer identification number.

Whatever you choose, type that

Then, the date of birth
After that part is over tap on, ‘Continue’.

For password tap on, ‘Forgot your password?’, enter,

Username
The date of birth
Choose from SSN or customer identification number.
After that part is over tap on, ‘Continue’.

How to check Sallie Mae Smart Option Student Loan application status

To check it visit, www.salliemae.com/smartoption

Here, scroll down a bit and at the middle right side tap on, ‘Check student loan application status’.

For this you will be asked to login.

How to cosign a student application loan from Sallie Mae

To have this visit, www.salliemae.com/smartoption

Here, scroll down a bit and at the middle left side tap on, ‘Cosign a student loan application’. Here provide,

The access code you have
Then, tap on the page button, ‘Submit’ in blue.

How to make student application loan from Sallie Mae payment

There are some methods of paying the loan of Sallie Mae student loan.

Auto payment: You have to enroll with the online account of Sallie Mae. After signing in, you can go for auto payment.
Online: To pay online you must visit, salliemae.com/smartoption. Here, you need to enroll and sign in to pay online.
Sallie Mae mobile app: You can download the Sallie Mae app. You can pay using that application.
Mail: You can pay by mail and for that you need to give 7 to 10 days to get the payment approved. You need to send the payment to, P.O. Box 8459. Philadelphia PA 19101-8459.
Phone payment for loan: To pay by phone you need to call on, 800-472-5543.
Cosigner mail payment: Cosigners can make mail payments. For this send the money order to, P.O. Box 8377. Philadelphia PA 19101-8377.
Third party payment: For this you need the 16 number of loan group. Also, direct the payment to this address, P.O. Box 8459. Philadelphia PA 19101-8459.