An Overview on Fingerhut:
Fingerhut is an online and mail-order shopping company founded in the year 1948. The founders of the company were William Fingerhut and Manny Fingerhut. The company provides products like tools, electronic products, shoes, bedding products, living room decor products, patio furniture, etc. The company is having more than 6000 employees working for the company. And the headquarter of the company is established in Eden Prairie, Minnesota, United States.
Features and Advantages of Fingerhut Credit Card:
- This credit card is made for the people who don’t need perfect credit. It will help you to build the credit and the company often extends the credit line to the people.
No member fees:
- To participate in this program, you don’t need to pay any membership fees or annual due fees.
Special offers:
- The first time Fingerhut cardholders can get the benefit of $25 off on the first purchase of more than $100.
Low monthly payment rate:
- The company attracted the people towards the credit account by providing one of the greatest advantages of a very low rate of monthly payments.
Easy application process:
- The companies providing a very easy and user-friendly website as the application form of the credit card. You just need to fulfill the all required documents the other process will be automatically done by the website.
Major credit bonuses:
- The company will provide all your payment histories to all three major credit bonus services for customers.
Credit score advantages:
- The company will not demand any high credit score. You can qualify for their credit bonuses even you don’t have any good credit history.
- This credit card can only be used for shopping from this particular company.
- If you are paying the amount of the products with this particular credit card it can be a little high amount than shopping from the stores.
Also Read : How to Apply for Total Visa Credit Card
Rates and Interest of Fingerhut Credit Card:
- The annual percentage rate of this particular credit card is 29.99% and this amount or rate has no variables.
- If you want to avoid the interest you need to pay the credit amount within 24 days of closing the billing cycles.
- If you are under any SBI interest charge the maximum amount of the interest charged will be $1.
- For the late or penalty fees, the customers have to provide up to $40.
- As the returned payment fees, also the customer has to pay up to $40
How to Apply for a Fingerhut Credit Card:
- First of all, you need to visit the official page of this particular company with this web address www.fingerhut.com
- Now you need to click the “my account” tab from the top of the page.
- After that, you need to click the tab called “apply for credit“.
- In the next page, you need to start providing
- Your first name
- Your middle name (if you have any).
- And your last name
- Then provide the suffix you use.
- Then provide your preferred address line 1.
- After that provide your preferred address going to.
- After that, you need to say is this a Post Box number or not.
- If it is you need to start providing your city name.
- The name of your state
- And you zip code
- After that, you need to start providing your address line 1
- Address line 2.
- Now provide the name of your city
- The name of your state.
- And the zip code.
- If the area is not under the Post Box number you need to start providing your primary phone number it can be your mobile number or home number.
- I am the secondary phone number (if you have any).
- After that, you need to scroll down the page and start providing
- Your social security numbers.
- Your official date of birth.
- Then provide your annual income range.
- Again, you need to scroll down the page and start providing
- A valid email address.
- After that make a password for this account.
- After that, you need to re-enter that newly made password to confirm it.
- After that, you need to provide that if you want any statement and account disclosures or not.
- then scroll down the page and read all the terms and conditions very carefully.
- After that, you need to click the yes “I accept this terms tab“.
- And then click the tab “submit application“.
- After that, your credit card application will be granted by the company.
How to Create an Account with Fingerhut:
- you need to go to this particular link address www.fingerhut.com by using a strong and stable internet connection and reliable browsing application.
- After that, you need to click the “my account” tab from the top of the page.
- After that, you need to click the “register now” tab located at the bottom of the “sign-in” tab.
- Now you need to provide a valid email address to link with this account.
- Then create a password for this account.
- In the next blank box, you need to re-enter the newly made password to confirm it.
- After that, you need to provide a customer number (if you have any).
- The caster number will be located in the bill of this company if you need any help to find out the customer number “where do I find my number?” tab.
- After that, you need to click the “register” tab to create a new account.
How to Sign In into your Fingerhut Account:
- you need to visit the official page of finger heart with this particular link address www.fingerhut.com and a stable internet connection.
- After that, you need to click the “my account” tab from the top of the page.
- After that, you need to click the “sign-in” tab.
- Now you need to provide the email address you have linked with this account.
- And then click the “remember me on this device” tab to ignore the total login process every time.
- Now provide the password you have made for this account.
- After that, you need to split the “sign-in” tab to open your Fingerhut account.
How to Recover your Forgotten Password:
- First of all, you need to visit the official site of this company with this link address www.fingerhut.com
- Then you need to click the “my account” tab which is located at the top of the page.
- After that click the “sign-in” tab first.
- After that, you need to click on the tab “forgot your password?” which is located on the upper side of the “sign-in” tab.
- Now you need to provide the email address you have linked with this account and click the “submit” tab.
- After that, you have to follow the rest of the process very carefully and provide all the required documents to recover your forgotten password of this account.
How to Check the Credit Balance of Fingerhut Credit Card:
- You need to visit the official site of this company with this particular link address www.fingerhut.comto click the “my accounts” tab from the top of the page.
- Now you need to click the tab “account overview“
- After that you need to follow the login process of this account to check the credit balance otherwise you need to follow the steps of registration to create an account to check the credit balance.
Contact Details:
- You can call the company if you are facing any other issues at (952) 656-3700
- You can also send faxes at (320) 237-9160
- Without these, there will be another option to send them emails at www.fingerhut.com/customerService/contactUs
- The corporate office address of this company is 7075 Flying Cloud Drive Eden Prairie, Minnesota 55344
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